Mortgage financing, business financing and investment analysis.
Our financial department helps you structure the financing you need, whether you want to buy a home in Benalmádena, boost your business or evaluate a property investment.
At ICON Accounting we help you find the best financing conditions and analyze the viability of your investment projects.
Advice on obtaining mortgages. Management of personal loans and credit lines.
Processing of ICO credit lines for investment. Commercial credit lines and working capital financing.
Personal and business financial planning. Property investment profitability studies in Benalmádena and Málaga. Preparation of business feasibility plans.
Yes, Spanish banks offer mortgages to non-residents, although conditions may be different (higher deposit, slightly higher interest rates). At ICON Accounting we help you prepare the necessary documentation and negotiate with financial institutions to get the best conditions for your purchase in Benalmádena.
Generally required: NIE, passport, proof of income (payslips, tax returns), property deeds, valuation, and for non-residents, translated and apostilled documentation. We guide you through the entire process to make your application successful.
ICO lines are loans with advantageous conditions backed by the Official Credit Institute to finance business investments, working capital, internationalization, etc. We advise you on the application and processing with collaborating financial institutions in Benalmádena and surrounding areas.
We carry out feasibility studies that include: local market analysis, rental income forecast, associated costs, taxation, net profitability and IRR. We help you make investment decisions based on real data from the Málaga property market.
Yes, we prepare feasibility plans, analyze financing needs, help you prepare presentations for investors and guide you on the best sources of financing available for your entrepreneurial project in Benalmádena.